Finance

To discover a few budgeting tips which will actually help you curb your spending, continue reading to discover a few simple budgeting tips which will help you spend less and save more.

Money Budgeting Tips:

Set a budget before you attend each social event:

If you have a tendency to overspend when you attend social events such as drinks with your friends or a meal with your family, it’s a great idea to set a firm spending limit before you attend your event. As the last thing that you want to do is spend excess money on a short night out. Especially if you want to increase your savings, save for an international trip or build a diversified investment portfolio.

Think twice before using your credit card to make an impulse purchase:

As it’s incredibly easy to swipe your credit card each time that you’re tempted to make an impulse purchase, it’s a far better option to avoid spending money that you don’t have. Instead aim to purchase all of your big ticket items with cash. So that you’ll be able to avoid paying interest on a credit card balance.

If you’re frequently tempted to purchase items which you don’t need such as designer clothes and brand name electronics, it’s a great idea to wait for 24 hours before making an impulse purchase. As once 24 hours has passed you’ll usually realize that you don’t require the item that you were so convinced that you needed, a mere day ago.

Bank all of your spare change:

If you still use cash from time to time in order to manage your spending, make sure to save all of your spare change. Which you’ll then be able to deposit into your long term savings account or to put towards your bills.

Endeavour to pay all of your monthly bills ahead of time:

One of the simplest ways to ensure that you pay your bills ahead of time is to set up automatic payments, that will deduct each regular payment, directly from your bank account. One reason why it’s a wise idea to pay all of your monthly bills in advance is that you’ll avoid paying late fees on each of your payments. Such as your gas bill and your phone bill.

Don’t get rid of items that are still in good condition:

In order to save money don’t be soo quick to get rid of items which are still in good condition such as smart phones and clothes.

So if you’d like to spend less and to save more, you really can’t go wrong using all of the budgeting tips which are listed above. Which will help you save more, in a short period of time!

To discover why the work which Abbey’s Hope Charity carries out is so important, continue reading to discover a few key reasons why you should choose to support Abbey’s Hope Charity.

Why you should support Abbey’s Hope Charity:

Abbey’s Hope Charity was founded after the avoidable death of six year old Abbey Taylor:

In 2008, six year old Abbey Taylor lost her life after she innocently sat on a drain in a public wading pool which was poorly maintained and which ripped Abbey’s intestines from her body. Abbey lived for 9 months after her accident, during which she received not one by sixteen seperate surgeries. On March of 2008, Abbey Taylor lost her life as the result of the injuries which she sustained in her horrific accident just 9 months earlier.

Scott and Tracey Taylor, Abbey’s parents fulfilled Abbey’s wishes of setting up a charity which would try and prevent such accidents from occurring in the future. If you are touched by Abbey’s stories it’s well worth supporting Abbey’s Hope Charity, which is her legacy.

Their mission is to ensure that pools are safe for kids:

One of the primary missions of Abbey’s Hope Charity is to ensure that more pools, including public pools are properly maintained and are held to strict regulations, to ensure that no more kids will end up losing their lives like Abbey. If you believe that all pools should be properly maintained and regulated, it’s well worth finding out how you can help assist Abbey’s Hope Charity and their projects.

Abbey’s Hope Charity hopes to educate individuals about the importance of pool safety:

One of Abbey’s Hope Charity’s key tasks is running public campaigns in order to ensure that more individuals are educated about the importance or pool safety.

Abbey’s Hope Charity also speaks out about the issue of pool entrapment:

As Abbey died as the result of wounds which she sustained when she was entrapped in a pool drain, Abbey’s Hope Charity also wishes to educate the masses about the issue of pool entrapment. An issue which most individuals are completely unaware of.

So if you’re convinced of the importance of educating the public at large about the dangers of pool entrapment and the importance of pool safety, you can’t go wrong following your heart and supporting Abbey’s Hope Charity. Especially if you’re a parent and can’t imagine the pain which Abbey’s parents Scott and Tracey Taylor must of gone through, losing their little girl.

To discover a few fascinating facts about one of the country’s most famous engineers and inventors, simply continue reading to discover a few fun facts about the Swedish American inventor John Ericsson.

6 Fascinating facts about John Ericsson:

John Ericsson was born in Sweden:

Although Ericsson is a Swedish American inventor and engineer, he was born in Sweden in 1803. Ericsson was born in the city of Langbanshyttan and was inspired to pursue a career as an engineer and inventor as he father was in the mining industry and Ericsson was fascinated by heavy machinery. By the age of 11 Ericsson had built his first miniature saw mill.

By the age of 12 Ericsson was offered a place in the Cadet Corps of Mechanical Engineers:

At age 11 Ericsson’s natural ability was noticed by a prestigious engineer Count Platten, who offered Ericsson a place in the prestigious Cadet Corps of Mechanical Engineers, despite his young age.

By age 16 Ericsson was put in charge of 600 operatives:

By the tender age of 16 Ericsson was put in charge of 600 soldier operatives and was put to work designing mechanical drawings for an important canal project.

Ericsson moved to the USA in 1839:

By 1839 the US military approached Ericsson to invite him to move to the USA and to take up a position with the US military. As his mechanical drawings and inventions had made Ericsson one of the most talented, respected engineers and inventors in the military field.

In 1861 Ericsson designed his first iron clad war ship:

By 1861 Ericsson had designed his first iron clad war ship, which was used by the US government in the Civil War, against the Confederates. Ericsson’s design was special as it featured many of his inventions.

There is a John Ericsson statue which is located in New York:

There is a statue of John Ericsson which is located in New York City, which was originally erected back in 1903. The statue was constructed a few years after Ericsson’s death in 1889. The sculptor who was commissioned to create a sculpture of John Ericsson as a memorial to the life and career of Ericsson was Johnathan Hartley Scott. The bronze statue of John Ericsson is larger than life and a testament to his brilliant career.

So next time you’re in New York it’s a great idea to visit the brilliant bronze statue of John Ericsson. Especially now you know a bit of information about his amazing, inspirational career.